# Durango high-risk account pricing · OfferROAS

> Source: https://offerroas.com/reviews/durango-merchant-services/pricing

Pricing

## Durango high-risk account pricing

By [Marcus Flynn](/authors/marcus-flynn), tracking and attribution editor. Updated 14 September 2026.

**Disclosure:**We may earn a commission when you buy through links on this page. It never affects our rankings. 

At a glance

Starts at

Not listed

Best for

subscription merchants who want the file and the reserve shaped before volume scales

Website

[Official site](https://durangomerchantservices.com/)

### Published ranges

Expect a discount rate somewhere from 1.9% to 5%, and a per-item fee above the usual 10 to 15 cents. The application fee is listed at $0.

The rolling reserve on the same page is 5% to 10%, held for 90 to 180 days. Full approval is most often 1 to 3 business days once the documents are in.

### Is it worth it?

##### What works

* Publishes a discount-rate band, a per-item fee note, and a rolling-reserve band on the public page.
* Lists the refund, fulfillment, subscription, support, and policy pages an underwriter expects to see.
* States a typical full-approval window when the documents are already complete.

##### What to watch

* The rate on your contract is still set in underwriting, so the published band is not the offer.
* A payments forum groups Durango with PayKings as decent for this work and more expensive than a standard account.
* Instant-approval language on the market still means a bank review, which Durango says outright.

### Frequently asked questions

How much does Durango Merchant Services cost? 

The page publishes bands, not a single rate. Your discount rate, the reserve inside that band, and the descriptor are set when the bank reviews the file.

Is there a free trial? 

You wait on underwriting, commonly a few business days once the packet is complete. That wait is the approval, not a free trial of software.

### Related reading

* [Full Durango Merchant Services review](/reviews/durango-merchant-services)
* [Best ad tracking and attribution software](/best)
* [Durango Merchant Services alternatives](/alternatives/durango-merchant-services)
* [Head-to-head comparisons](/compare)

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